TERMS OF USE

UPDATED JANUARY 2021

Accessing this website signifies your agreement to the following terms and conditions of use. Please read these terms carefully before using this website. If you do not agree to these terms, please discontinue accessing the website immediately.

QV Investors is registered as a Portfolio Manager with the Securities Commissions of British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, Quebec, Nova Scotia, Newfoundland and Labrador, New Brunswick and the Yukon Territory. QV Investors is also registered as an Investment Fund Manager with the Securities Commission of Alberta, Ontario, Quebec and Newfoundland and Labrador. QV Investors is pleased to provide you with the products, services, content, tools and information on this website. The website is intended only for your personal, non-commercial use, unless you and QV Investors have agreed otherwise.

By using or accessing the website, you accept and agree to be bound by these terms and conditions.

Your use of the website is governed by the version of the term and conditions in effect on each date the website is accessed by you. QV Investors may modify these terms and conditions at any time without prior notice. If any provision of these terms and conditions are found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.

These terms and conditions are in addition to any other agreements between you and QV Investors, including any customer or account agreements, and any other agreements that govern your use of products, services, content, tools and information available on this website.

This website is intended for information purposes and is not intended to provide financial, legal, accounting or tax advice or the solicitation for any investment and in this regard should not be relied upon. Please consult with your professional advisor with respect to your particular circumstances.

Commentary contained on this website are the expressed opinion of QV Investors and are subject to change without notice. Actual results may materially differ than forward-looking statements included on this website.

Participation in our investments is restricted to investors who qualify for certain exemptions from the prospectus requirement as described in the offering documentation available from our offices, which describes certain terms, conditions and risks of the investment and certain rights that you may have. You should read the offering documentation prior to making any investment decision.

Investment funds are not guaranteed, their values change frequently, and past performance may not be repeated. If we have included a rate of return or mathematical table to illustrate the potential effects of a compound rate of return, it is not intended to reflect future values of the investment fund or returns on investment in the investment fund. QV Investors will not be liable for any loss or damage in respect of use or reliance on content provided on the website.